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Financing and Protection

Geld, Euro, Sparen, Finanzen
General Information & BAföG

How can you reduce costs?

Perhaps you’re lucky enough to have parents or other relatives who can help you with your monthly expenses. If that’s not possible, there are various options for financial support. Through BAföG, you often have the opportunity to pursue vocational training or a degree program regardless of your social and economic situation. Scholarships can also provide additional support.

However, you can also keep your costs low by living in shared apartments or student dorms . You can save on course materials by borrowing books and academic literature from our library .

Financing Your Studies with BAföG

BAföG stands for the Vocational Training Assistance Act and is a government social benefit designed to enable everyone to complete vocational training, regardless of their social and economic circumstances. Half of the assistance is provided as a grant and half as an interest-free loan.

  • The financial aid is granted no earlier than the start of the program and no later than the beginning of the month in which the application is submitted.
  • The maximum duration of funding is based on the standard duration of study for the respective program.
  • Students with children receive a childcare supplement.
  • Funding continues to be paid during practical training and study abroad semesters; depending on the country, additional allowances and travel expense subsidies are also granted under the BAföG program for study abroad.

Detailed information on BAföG is available on the website of the Federal Ministry of Education and Research BAföG.

BAföG FAQ

The Office for Student Financial Aid at Studierendenwerk Bodensee Seezeit is responsible for processing BAföG applications. All information regarding the application process, deadlines, and required documents can be found on the Studierendenwerk Bodensee Seezeit.

You can download the latest application forms and information sheets from the website of the Federal Ministry of Education and Research: All application forms.

The free BAföG hotline can help. The hotline number is:
0800-223 63 41

Available Monday through Friday from 8 a.m. to 8 p.m.

The BAföG hotline is provided by the Federal Ministry of Education and Research.

Our students' BAföG applications are processed by the BAföG Office of the Studierendenwerk Seezeit Bodensee.

If you have any questions about BAföG, please contact the BAföG Office at Seezeit at: bafoeg@seezeit.com

Related Links

Scholarships

Scholarships for Dedicated Students

Scholarships aren’t just for highly gifted students! There are numerous scholarships from various funding sources that students can apply for; some scholarships are reserved for specific fields of study, while many are open to all students regardless of their major.

On the RWU Initiatives and Institutions Day at the start of the semester, there will be a presentation on scholarships as a means of financing your studies, which is open to students in all semesters. You can also find all the important information in the set of slides

In addition, we recommend the following websites:

Special Funding Programs

Germany Scholarship

Since 2011, the Federal Ministry of Education and Research has been awarding Germany Scholarships to talented students in cooperation with private sponsors. General information can be found at https://www.deutschlandstipendium.de/
Deadlines and application procedures for applying for a Deutschlandstipendium at RWU can be found in the FAQ.

Workers' Children Initiative

The ArbeiterKind.de initiative supports students from non-academic backgrounds on their path to successfully completing their degrees.

For more information: www.arbeiterkind.de

SOROPTIMIST Ravensburg-Weingarten

Soroptimist International is the world's largest international organization of professional women. The Ravensburg-Weingarten Club awards an annual scholarship to a female student pursuing a degree in engineering or the natural sciences.

For more information: https://www.soroptimist-ravensburg-weingarten.de/ 

  • Student Elias Baier studiert Betriebswirtschaftslehre und Management an der RWU.
    Above all, talking with the other scholarship recipients was very helpful as I prepared for my year abroad.
  • Emil Jung studiert an der RWU Angewandte Informatik und profitiert von einem Stipendium der Heinrich-Böll-Stiftung.
    Just go ahead and give it a try. Nothing bad can happen—except that you might not get the scholarship you want.

FAQ

On the RWU Initiatives and Institutions Day at the start of the semester, there will be a presentation on scholarships as a means of financing your education, which is open to students in all semesters. Be sure to take a look at the presentation slides

If you have questions about the application process, you can contact thefollowing university offices:

  1. Email stipendien@rwu.de for questions about the 13 major scholarship organizations and, specifically, for support as a first-time college student
  2. Career Service for questions about the Germany Scholarship and corporate scholarships
  3. International Office for questions regarding scholarships for study abroad or scholarships for international students
  4. Deans of the faculties for questions regarding faculty-specific scholarships

The “Deutschland-Stipendium” program, initiated by the Federal Ministry of Education and Research, has been offered at our university since the 2011–12 winter semester.

We would like to thank the sponsors of the “Deutschland-Stipendium”:

  • JOSEF WAGNER FOUNDATION, Friedrichshafen
  • Philipp Jakob Wieland Vocational Training Center, Ulm
  • RAFI GmbH & Co. KG, Berg
  • Stender GmbH, Wangen
  • TWS Netz GmbH, Ravensburg

INFORMATION ON THE AWARDING OF SCHOLARSHIPS

The number of scholarships to be awarded is determined by a quota set by the Federal Ministry of Education and Research and currently stands at 1.5%. The actual number of scholarships to be awarded depends on the sponsors the university has been able to secure.

The scholarship amount is €300 per month, with half covered by the private sponsor and half by the federal government.

The university strives to distribute the scholarships as evenly as possible across all faculties. The sponsors may influence the selection of the degree programs they wish to support. The final selection of degree programs to be funded also depends on the applications received. The Scholarship Selection Committee decides on the awarding of scholarships, with the sponsors serving in an advisory capacity.

The scholarship is awarded for one year at a time. After that, the sponsor decides whether to extend their support, and the university assesses whether the scholarship recipient’s academic performance still meets the eligibility criteria.

For more information and FAQs about the Germany Scholarship, visit:
Germany Scholarship

Applications for a Germany Scholarship at Ravensburg-Weingarten University of Applied Sciences are accepted only for the winter semester. Applications for the Germany Scholarship for the 2026/27 winter semester will be accepted from September 28, 2026, through October 16, 2026 .

Applications are submitted via the MobilityOnline portal.
The link to the application will be available online starting September 28, 2026: https://www.service4mobility.com/europe/BewerbungServlet?identifier=RAVENSB01&kz_bew_pers=S&kz_bew_art=IN&aust_prog=DTL_STIP&sprache=de

Please direct any questions to:birgit.demuth@rwu.de

Applications that are not submitted by the deadline or in the required format cannot be considered in the selection process.

THEFOLLOWINGDOCUMENTS AREREQUIRED:

  • Astatement of purpose ofno more than 2 pages
  • Aresume in table format
  • A certificate ofeligibility for university admission; for foreign certificates, a translation that is transferable to the German system
  • For applicants to the master’s program, a certificate of a first university degree and, if applicable, additional academic transcripts in accordance with the admission and selection requirements for the master’s program
  • Evidence of academic achievements to date
  • If applicable, internship and employment certificates, as well as proof of special awards and prizes, other skills, and additional extracurricular activities.

If the application documents are not written in German or English, an officially certified translation into German must be included.


ADDITIONAL INFORMATION ON THE AWARDING OF SCHOLARSHIPS

The number of scholarships to be awarded is determined by a quota set by the Federal Ministry of Education and Research and is based on the number of sponsors.

The scholarship amount is €300 per month, with half of this amount provided by the private sponsor and half by the federal government.

The university strives to distribute the scholarships as evenly as possible across all faculties. Sponsors may influence the selection of degree programs they wish to support. The final selection of degree programs to be funded also depends on the applications received. The Scholarship Selection Committee decides on the awarding of scholarships, with the sponsors serving in an advisory capacity.

The scholarship is awarded for one year at a time. After that, the sponsor decides whether to extend their support, and the university reviews whether the scholarship recipient’s academic performance still meets the eligibility criteria.


Further information and FAQs about the Germany Scholarship:
http://www.deutschland-stipendium.de/de/1625.php

Downloads

Internships & Part-Time Jobs

Studying & Working

Going to college costs money. The costs can’t always be covered by BAföG, scholarships, or student loans. Whether it’s a part-time job or a work-study position, many students work alongside their studies. This not only brings in money but also allows them to gain professional experience.

What job portals are specifically for RWU students?

Other popular platforms for students:

There are numerous companies and organizations in the region that regularly post internships, thesis opportunities, and work-study positions. It’s worth checking the companies’ job listings directly.

FAQ: Internships & Part-Time Jobs

Yes, but please note that, for insurance reasons, as a full-time student, you are limited to working a maximum of 20 hours per week during the academic term. During breaks from classes—that is, during semester breaks or while on an internship—this restriction does not apply. During these periods, you may work as much as you like, provided you comply with applicable labor and safety laws.

Please note that if you take on employment during a leave of absence (e.g., a voluntary internship), you are subject to social security contributions as usual. This means you are treated like a regular employee for both social security and income tax purposes. You are therefore not permitted to work as a working student during a leave of absence, as the working student privilege does not apply in this case.  

In addition to regular part-time and temporary jobs, there is the option of working as a working student at a company. With a working student job, you earn more than someone in a “minor employment” position, but you have the advantage of paying significantly lower social security contributions. Only pension insurance contributions are deducted from your salary. Since your studies always come first, even with a working student job, your weekly working hours may not exceed 20 hours. A special provision allows you to work more during semester breaks.

What are the benefits of a work-study position?

  • Valuable hands-on experience
  • Higher pay with fewer deductions
  • Potential for continued employment, e.g., after the internship semester 

The online portal Campus-Jäger has compiled detailed information about working student positions: What is a working student?

The Internship Office

  • advises and supports students with all questions and concerns regarding the practical study semester, which must be completed during their studies.
  • On behalf of the university, it is responsible for approving contracts with internship sites and recognizing the internships.
  • advises and supports the respective internship sites.

The schedule for the practical semesters varies and is specified in the respective Study Program Ordinance (SPO). Students must have earned at least 70 credits from Study Phase I (SPO § 40).

In the Practice Office’s Moodle course, you will find positions where students have previously worked. You can also search for positions on your own. Please note that the work must involve social work activities. Recognition is granted upon the Practice Office’s signing of the internship and goal agreement.

Practicum sites are training partners of the university. They are generally institutions in the social and health care sectors, vocational training institutions, public or private welfare organizations, federal, state, county, and municipal agencies, associations, and their regional offices and administrative bodies.

According to the Academic Regulations, the internship semester generally lasts 24 weeks, but no fewer than 20 weeks (SPO § 40). Specifically, this means 100 days of practical work based on standard working hours for full-time employees, plus 9 days of study.

That depends on various factors, such as the country, the industry, and the company where the internship is taking place. In some countries, such as Germany, there are legal regulations governing internship compensation. In other countries, there are no such regulations, and compensation depends on individual agreements between the intern and the employer.

In some industries, internships tend to be unpaid—such as in the creative sector or journalism—while in other industries, such as engineering or IT, interns are often paid.

It is therefore important to research the compensation for internships in the relevant industry and country in advance. Trade unions, professional associations, or job portals can often provide further assistance in this regard.

Insurance

Health Insurance

Proof of health insurance is required for enrollment. Students enrolled at public or state-recognized universities in Germany are subject to mandatory health insurance.

For enrollment purposes, the health insurance provider electronically reports the student’s insurance status to the university (M10 notification). Please contact your health insurance provider to inquire about this notification.

Students with private health insurance need a certificate of exemption from the mandatory statutory health insurance requirement. This certificate is transmitted electronically to the university by the statutory health insurance providers (M10 report). Please contact a statutory health insurance provider for this.

Ravensburg-Weingarten University’s reference number: H0002749 (to be provided to the health insurance provider)

Student Health Insurance

Up to and including their 25th birthday, students can be covered under the health insurance of their parents (if they have statutory health insurance) or their spouse. This means they do not have to pay their own premiums to the health insurance provider. The statutory health insurance provider reports the student’s insurance status electronically (M10) to the university.

If family coverage is not an option, students can obtain studenthealth insurance until the age of 30. The statutory health insurance provider reports the insurance status electronically (M10) to the university.

After turning 30, student health insurance is no longer available. Insurance must then be either voluntary or private. Please note that the insurance premiums will be higher. The statutory health insurance provider reports the insurance status electronically (M10) to the university. 

If you take a break from your studies or after graduation

If you take a break from your studies—for example, to complete a practical semester—your insurance status may change. This will also affect your premium rates. To clarify your insurance status, you can contact your health insurance provider.

Your health insurance status also changes as soon as you are no longer a student. If you withdraw from the university, the university will automatically notify the statutory health insurance providers. For private health insurance providers, you must handle this yourself. It is possible that after de-registration, you may have to pay higher premiums for your health insurance or lose your eligibility for family coverage.

If you have any questions regarding this, please contact your health insurance provider.